Finance
Tips to maintain a good credit score
24 August
Your credit score is a numerical indicator lenders use to determine how risk-free you are as a borrower. It is based on the details in your credit report, such as your borrowing history and whether you have made timely payments. People with low...[Read More]
When should one start thinking about Estate Planning?
24 August
Estate planning is an essential yet often overlooked aspect of financial planning. For many Australians, it is seen as something to be dealt with later in life, if at all. However, estate planning should begin as early as possible to ensure a smooth...[Read More]
Why hiring a bookkeeper is a wise business decision
24 August
Every thriving business, whether a burgeoning start-up or an established corporation, revolves around essential components. Among these, one often-underestimated pillar is bookkeeping. In the hustle and bustle of day-to-day operations, entrepreneurs...[Read More]
Oliver’s insights – China’s slowdown and structural challenges and implications for Australia
24 August
Key points – China’s economy is slowing not helped by a property collapse and longer-term structural constraints around poor demographics and threats to productivity growth. – China needs to save less and spend more, and this requires...[Read More]
Hard decisions to be made as Australian population ages
24 August
The Albanese government has signalled it’s willing to make “difficult” budget decisions, amid warnings Australia’s ageing population will place a greater burden on taxpayers. The Intergenerational Report, to be released by Treasurer Jim...[Read More]
Five areas earmarked to boost living standards, wages
24 August
Five reform areas will be the focus of a federal government bid to lift wages and living standards over coming decades. The 2023 Intergenerational Report to be released on Thursday will reveal economic growth into the 2060s will be sluggish, mainly...[Read More]
Chalmers plays down fuss over union push for RBA board
24 August
Treasurer Jim Chalmers doesn’t believe it’s “especially controversial” for unions to be considered for the board of the Reserve Bank. The powerful CFMEU moved a successful motion at Labor’s national conference last week amending the party...[Read More]
Economic agenda big enough without more tax reform
23 August
The Albanese government has ruled out further tax reform this term as it seeks to bed down a raft of changes to improve the economy. The Business Council this week called for “comprehensive tax reform”, saying the government would not be able to...[Read More]
Super to shield coffers from pension hit as Aussies age
23 August
Spending on the age pension will decline despite an ageing population, with superannuation savings set to double over the next four decades. The age pension’s cost will drop from 2.3 to two per cent of GDP by the 2060s despite the number of people...[Read More]
ATO Scam advice – tax time SMS and email scams
23 August
Be wary of emails, phone calls and text messages claiming to be from the ATO. If you think a phone call, SMS, voicemail, email or interaction on social media claiming to be from the ATO is not genuine, do not engage with it. You should...[Read More]
Calls for more UK investment as trade tariffs stripped
23 August
Trade Minister Don Farrell has urged businesses to take advantage of a free trade agreement with the United Kingdom as further barriers come down. Australian exports to Britain increased almost threefold in June compared to the same time last year...[Read More]
Essential retirement planning tips and mistakes to sidestep
17 August
Whether you’re in your 30s, 40s, or 50s, the importance of retirement planning cannot be overstated. Starting early allows you to build a secure financial foundation for your retirement years. However, the strategies and concerns differ based on...[Read More]
Consider the notion that time is wealth.
17 August
If you were to choose between money and time, which option would you go for? For some, the answer is easy: it’s money. The reason, of course, is that people measure one’s level of success and wealth by the size of one’s bank account, number of...[Read More]
5 Questions to ask before buying life insurance
17 August
Like any other insurance policy, life insurance has many variations to meet different users’ needs. Thus, before choosing one, you must determine what you need in a life insurance policy. The best way to determine the best policy is by evaluating...[Read More]
Oliver’s insights Why the need to lift productivity and why it might be hard
17 August
Key points – The last 20 years have seen a slump in productivity growth in Australia from over 2% pa to less than 1% pa. This has curtailed growth in living standards and real wages. It will adversely affect asset class returns if allowed to...[Read More]